:root{--ink:#10231f;--paper:#f5f0e7;--white:#fffdf8;--moss:#173d35;--sage:#8da79b;--gold:#b18a4a;--line:#d8d0c4;--muted:#59635f;--shadow:0 18px 50px rgba(16,35,31,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);background:var(--paper);line-height:1.6}a{color:inherit;text-decoration:none}.wrap{max-width:1180px;margin:auto;padding:0 24px}.top{background:var(--ink);color:#fff;padding:10px 0;font-size:13px}.top .wrap{display:flex;justify-content:space-between;gap:20px}.top a{text-decoration:underline;text-underline-offset:3px}.nav{position:sticky;top:0;z-index:50;background:rgba(255,253,248,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.navin{display:flex;align-items:center;justify-content:space-between;min-height:78px}.brand{font-family:Georgia,serif;letter-spacing:.16em;font-size:24px}.brand small{display:block;font:10px Inter,Arial,sans-serif;letter-spacing:.38em;margin-top:2px}.links{display:flex;align-items:center;gap:24px;font-size:14px}.links a{padding:30px 0;position:relative}.links a.active:after{content:"";position:absolute;left:0;right:0;bottom:24px;height:2px;background:var(--gold)}.menu{display:none;border:1px solid var(--line);background:transparent;padding:10px 12px;border-radius:10px}
.hero{min-height:620px;display:grid;grid-template-columns:1.0fr 1.2fr;position:relative;overflow:hidden}.hero-copy{padding:90px 0 80px 0;display:flex;flex-direction:column;justify-content:center}.kicker{font-size:12px;letter-spacing:.26em;text-transform:uppercase;color:var(--gold);font-weight:700}.hero h1{font:clamp(48px,7vw,86px)/.98 Georgia,serif;margin:22px 0 18px;max-width:680px}.hero p{font-size:19px;max-width:600px;color:#35423e}.actions{display:flex;gap:14px;margin-top:30px;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;gap:10px;padding:14px 20px;border-radius:999px;border:1px solid var(--ink);font-weight:700;font-size:14px}.btn.dark{background:var(--ink);color:white}.btn.light{background:transparent}.hero-image{position:relative;min-height:620px}.hero-image img{width:100%;height:100%;object-fit:cover;display:block}.hero-tag{position:absolute;left:28px;bottom:28px;background:rgba(16,35,31,.86);color:#fff;padding:18px 20px;max-width:290px;border-left:3px solid var(--gold)}
.band{background:var(--moss);color:#fff;padding:17px 0}.bandin{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.mini{padding:8px 0;border-right:1px solid rgba(255,255,255,.16)}.mini:last-child{border-right:none}.mini strong{display:block;font-size:14px}.mini span{font-size:12px;color:#dce8e3}
section{padding:90px 0}.sectionhead{display:flex;justify-content:space-between;gap:30px;align-items:end;margin-bottom:28px}.eyebrow{font-size:12px;color:var(--gold);letter-spacing:.24em;text-transform:uppercase;font-weight:700}.sectionhead h2{font:44px/1.05 Georgia,serif;margin:8px 0 0}.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.card{background:var(--white);border:1px solid var(--line);padding:24px;box-shadow:var(--shadow)}.card h3{font:24px Georgia,serif;margin:0 0 10px}.card p{font-size:14px;color:var(--muted)}.card a{font-weight:700;font-size:13px;color:var(--moss)}
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:40px;align-items:start}.panel{background:var(--white);border:1px solid var(--line);padding:30px;box-shadow:var(--shadow)}.panel h3{font:34px Georgia,serif;margin:0 0 15px}.check{display:grid;grid-template-columns:20px 1fr;gap:10px;margin:15px 0;font-size:15px}.check b{color:var(--gold)}
.calculator{background:#ece5d9}.formgrid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.field{display:flex;flex-direction:column;gap:7px}.field label{font-size:12px;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.08em}.field select,.field input,.field textarea{width:100%;padding:13px;border:1px solid var(--line);background:#fffdf9;border-radius:10px;color:var(--ink);font:inherit}.field textarea{min-height:130px;resize:vertical}.result{margin-top:18px;padding:18px;border:1px dashed #b8ad9c;background:#f8f3ea}.result strong{font-size:24px;font-family:Georgia,serif}.fine{font-size:12px;color:var(--muted)}
.accordion{border-top:1px solid var(--line)}.q{border-bottom:1px solid var(--line)}.q button{width:100%;display:flex;justify-content:space-between;gap:20px;padding:22px 0;border:0;background:none;font:20px Georgia,serif;text-align:left;color:var(--ink);cursor:pointer}.ans{display:none;padding:0 0 22px;color:var(--muted);max-width:850px}.q.open .ans{display:block}.q.open button span{transform:rotate(45deg)}
.contact{background:var(--ink);color:#fff}.contact .wrap{display:grid;grid-template-columns:1fr 1fr;gap:50px}.contact .panel{background:#19352f;border-color:#2f5148;color:#fff}.contact a{text-decoration:underline;text-underline-offset:3px}.legal{padding:70px 0}.legal h1{font:54px Georgia,serif}.legal h2{font:28px Georgia,serif;margin-top:38px}.legal p,.legal li{color:var(--muted)}.footer{background:#0d1c19;color:#dfe9e5;padding:40px 0 24px}.footergrid{display:grid;grid-template-columns:1.2fr 1fr 1fr 1fr;gap:25px}.footer small,.footer a{color:#b6c8c1}.copyright{border-top:1px solid #28423a;margin-top:30px;padding-top:15px;font-size:12px;color:#9eb4ac}
@media(max-width:900px){.links{display:none}.menu{display:block}.hero{grid-template-columns:1fr}.hero-copy{padding:70px 24px 40px}.hero-image{min-height:430px}.bandin{grid-template-columns:1fr 1fr}.grid4{grid-template-columns:1fr 1fr}.split,.contact .wrap{grid-template-columns:1fr}.footergrid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.top .wrap{flex-direction:column;gap:4px}.hero h1{font-size:50px}.bandin,.grid4,.formgrid,.footergrid{grid-template-columns:1fr}.sectionhead{display:block}.links.open{display:flex;position:absolute;left:0;right:0;top:78px;background:var(--white);padding:12px 24px 20px;flex-direction:column;align-items:flex-start;border-bottom:1px solid var(--line)}.links.open a{padding:8px 0}.links.open a.active:after{display:none}}